01 - Beat the softened cream cheese in a large mixing bowl until completely smooth and creamy, ensuring no lumps remain.
02 - Add heavy cream, granulated sugar, and vanilla extract to the cream cheese. Beat on medium-high speed until the mixture becomes light, fluffy, and well-combined with a uniform consistency.
03 - Gently fold in the pineapple chunks, strawberries, mandarin orange segments, halved grapes, and sliced banana using a spatula, being careful not to crush the delicate fruits.
04 - If using, fold in miniature marshmallows for added sweetness and a playful texture contrast to the creamy fruit mixture.
05 - Cover the bowl tightly with plastic wrap and refrigerate for at least 1 hour, allowing the flavors to meld together and the mixture to set properly.
06 - Just before serving, sprinkle toasted shredded coconut over the top and garnish with fresh mint leaves for an attractive tropical presentation.